Discounted Medical Benefits

Savings on Physician Visits — Members and their immediate families may save 20% - 30% at participating physicians throughout the United States. This benefit includes regular practitioners as well as specialists. The member will pay the specially negotiated rate when they go to one of the participating doctors. They can find a doctor near them by clicking "Locate a Provider" on the program Web site. This is NOT insurance. The member must pay the provider the entire discounted amount after services are performed.

Savings on Family Dental — Members and their immediate family save 15% to 50%* on dental services ranging from general dental examinations and cleanings to root canals, crowns and orthodontia. This is NOT insurance. The member must pay the provider the entire discounted amount after services are performed. *Actual costs and savings vary by geographic area.

Chiropractic Care — Members and their immediate families save 10% - 25% off services and treatment at participating Doctors of Chiropractic nationwide.

Nurse Helpline — Members receive free consultation with a registered nurse 24-hours a day, 365 days a year. This hotline provides information on a range of concerns including appropriate treatment for minor emergencies or illness, answers on medication usage, and suggested treatment for colds. In the event of a serious situation, the member will be directed to go to the appropriate specialist.

Vision Care and Eyewear Savings — Members and their immediate families may save 10% - 30% on eye exams and surgical procedures (including PRK and LASIK surgery) provided through participating eye care locations nationwide. Savings of 20% to 60% off normal retail prices apply on eyeglasses, contact lenses and non-prescription sunglasses. Examples of participating providers includes: EyeMasters, LensCrafters, Pearle Vision, JCPenney Optical and more. This is NOT insurance. The member must pay the provider the entire discounted amount after services are performed.

Prescription Drug Savings — Members and their immediate families will receive the lowest price available at the participating pharmacy on short-term, acute care prescriptions by going to their local neighborhood pharmacy. While savings will vary, a member’s out of pocket expense will be reduced by 15% to 60% on most prescription medications. Members can save even more money on their long-term prescriptions (or maintenance medications) by using the mail order service. This is NOT insurance. The member must pay the pharmacist the entire discounted amount for the prescription.

Rental and Discount Benefits

Liability Waiver, Product Replacement Option — This benefit allows members to have a replacement benefit should they suffer a loss under the Liability Damage Waiver (LDW) program. The member will continue to rent towards ownership without penalty. The member must have accepted the LDW protection on the merchandise rental and be a current member of the program. Following a valid LDW claim, the merchandise will be replaced with similar, like kind product and the member will continue to make rental payments under the terms of their former agreement as though the loss did not occur.

Paid-Out Account Product Service Protection — Members of the program will receive product service on their paid out merchandise for up to one year after ownership as long as they continue to participate in the program by making monthly membership payments. Without this benefit, the member would be responsible for all repairs after they own the merchandise. This benefit covers all mechanical or electrical failures unless such failure is caused by accidents, lightning or other outside influences including insect infestation or the introduction of foreign substances to the product.

Involuntary Unemployment Payment Waiver — This payment waiver benefit may help members with their rental payments in the event that they are laid off, fired or lose their job due to a company strike of labor dispute. If you become unemployed and qualify for a payment waiver, your rental payment(s) will be waived in the amount of, or up to; the limits listed below. The maximum payment waiver amount is the member's monthly rental payment(s) up to a maximum of $1,000 waiver of payments on all rental agreements combined or for four (4) consecutive months, whichever occurs first, per unemployment occurrence. Your account can become re-eligible 4 months after all previous waivers have been applied for a period of unemployment. The unemployment payment waiver plan applies to the first two (2) persons named on the rental agreement.

Accidental Death & Dismemberment Insurance — Members enjoy peace of mind knowing they have up to $5,000 of Group Accidental Death & Dismemberment coverage 24 hours a day, on and off the job, no matter where they are. They have this coverage as long as they are members of the program. Coverage divides by the number of persons on the rental agreement.

Discounted Roadside Assistance — As a member, discounted roadside assistance is just a phone call away should their car need any type of automotive help including towing, jump start, flat tire repair, lock-out assistance and more. This benefit is available 24-hours as day, seven days a week. Payment for services performed must be made at the time service is rendered.

Automotive Savings — Members receive specially negotiated fleet rates whenever they visit one of the participating Jiffy Lube, Meineke, MAACO and AAMCO locations nationwide.

Kid Secure ID Kit — By completing the order form in the membership booklet, members can receive an ID kit that includes four cards to complete with your child’s information and picture. These cards should be placed in the parent’s wallet and child’s backpack or wallet in case of emergency.

Discounted Hotel Lodging — Members receive 15% off the published lodging rates at participating Choice hotels. Select the hotel you wish to stay at including Comfort Inn, Comfort Suites, Quality, Sleep Inn, Clarion, MainStay Suites, Econo Lodge and Roadway Inn.

1-800-FLOWERS Savings — Members receive 15% off when calling 1-800-FLOWERS or going online at 1-800-FLOWERS.com. You will receive personal service 24-hours-a-day, seven days a week for delivery the same day or any day. There is a 100% satisfaction and freshness guarantee.

Grocery Coupon Savings — Members can complete the grocery coupon order form and save up to $40 per month on grocery items from the list provided.

Savings through Entertainment® — Members can save on dining, shopping, travel, events and attractions through Entertainment®. Members can show their Benefits Plus membership ID card and save 20% at participating locations or print up to four coupons per month off the website for savings of 50% at participating restaurants and retailers.