Benefits
Alabama, Alaska, Arkansas, Arizona, D.C., Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, Nevada, New Mexico, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, West Virginia and Wyoming
CLICK ON EACH CATEGORY FOR DETAILS.

Liability Waiver, Product Replacement Option
— This benefit allows members to have a replacement benefit should they suffer a loss under the Liability Damage Waiver (LDW) program. The member must have accepted the LDW protection on the merchandise rental and be a current member of the program. As a member of this program, if your rental merchandise is damaged beyond repair, stolen or destroyed by a covered event, a new agreement will be opened on a like kind replacement product at the same rental rate and remaining rental terms to ownership as the previous agreement provided.
NOT AVAILABLE IN ALL STATES.
Paid-Out Account Product Service Protection
— Members of the program will receive product service on their paid out merchandise for up to one year after ownership as long as they continue to participate in the program by making monthly membership payments. Without this benefit, the member would be responsible for all repairs after they own the merchandise. This benefit covers all mechanical or electrical failures unless such failure is caused by accidents, lightning or other outside influences including insect infestation or the introduction of foreign substances to the product. Does not apply to all merchandise. See your store for exclusions.
NOT AVAILABLE IN ALL STATES.
Involuntary Unemployment Payment Waiver
— Assists members with their rental payments in the event that they are laid off, fired or lose their job due to a company strike or labor dispute. If the member becomes unemployed and qualifies for a payment waiver, the member’s rental payment(s) will be waived in the amount of, or up to; the limits listed below, or when the member returns to work. The maximum payment waiver amount is the member's monthly rental payment(s) up to a maximum of $1,000 waiver of payments on all rental agreements combined or for four (4) consecutive months, whichever occurs first, per unemployment occurrence. Members must have been unemployed for a minimum of 31 days to be eligible for a payment waiver. The unemployment payment waiver plan applies to the first two (2) persons named on the rental agreement. The member’s account can become re-eligible 4 months after all previous waivers have been applied for a period of unemployment.
Accidental Death & Dismemberment Insurance
— Members enjoy peace of mind knowing they have up to $5,000 of Group Accidental Death & Dismemberment coverage 24 hours a day, on and off the job, no matter where they are. Members have this coverage as long as they are members of the program. Coverage divides by the number of persons on the rental agreement.
NOT AVAILABLE IN ALL STATES.


— Your child has a stuffy nose and a cough. Is it a cold or allergies? After working all day, your back is sore. Should you apply ice or heat? Your child wakes in the night with high fever. Should you go to the emergency room? With 24-Hour Physician Access, you and your family will have round-the-clock access to U.S. based licensed physicians for telephone, video and e-mail consultations.
— Open Up And Say Ahh! As a member, you can visit any participating dentist as often as you like and save 15% to 30% on dental care for you and your family. The dental program includes virtually everything from routine check-ups, to fillings, crowns, braces and even cosmetic work.
To locate a participating provider, please click here.
— Members and their immediate familiy save 25% off services and treatment at over 20,000 participating providers nationwide. This widespread coverage assures you’ll find qualified doctors in your area, not only for treatment of acute and chronic problems, but also regular preventive maintenance care. There is no limit to the number of visits a member and their immediate family can have as long as the RAC Benefits Plus fees are paid current. This applies while you are renting or even after the merchandise has been paid off as long as you maintain membership in the program.
To locate a participating provider, please click here
— As a member of RAC Benefits Plus, you can save on eye examinations, eyeglasses, and surgical procedures at participating eye care locations nationwide. Participating locations include LensCrafters, Pearle Vision, Sears Optical, Target Optical, and JCPenney Optical. Members have their choice of participating independent optometrists, ophthalmologists and opticians located throughout the country.
To locate a participating provider, please click here.
— Members and their immediate family save money on the cost of prescription drugs at participating pharmacies nationwide. Participating pharmacies include CVS/pharmacy, RiteAid, Walgreens, Albertsons, Kroger, Walmart and many more. You will receive the network negotiated price or the pharmacy’s price, whichever is lower. While savings will vary, this program provides an average savings of 20%. Members can save even more when selecting generic medications. There is no limit to the number of visits a member and their immediate family can have as long as the RAC Benefits Plus fees are paid current. This applies while you are renting or even after the merchandise has been paid off as long as you maintain membership in the program.
To locate a participating provider, please click here.
— Tangled Up In Red Tape? Let us do the legwork! A valuable feature of this program is access to the services of a Patient Advocate who can navigate the healthcare maze. They can provide assistance with negotiating lower prices or payment schedules on hospital, doctor and other medical bills, and accessing community resources and more!
To get started call Member Services at 1-888-770-4123 Monday through Friday from 8:00 am to 8:00 pm Eastern Standard Time.
— Get a head start on a healthier lifestyle through access to a network of high quality health and fitness clubs offered at affordable rates. Members are ensured the club’s “lowest membership rate for the type of membership selected” that is currently being offered. There are more than 2,500 participating fitness facilities such as Curves, Gold’s Gym, Jazzercise and many more locally-owned and regionally-owned locations. Rates will vary according to the club size, location, facilities and programs offered.
To locate a participating fitness center, please click here.


As a member you will enjoy savings up to 50% off for thousands of merchants nationwide at some of your favorite restaurants and the retailers you visit every day. You can choose from categories such as Automotive, Dining, Shopping, Health & Beauty, Home & Garden, Movies, Recreation and more. Using these discounts is as easy as printing a coupon from our web site and presenting for a savings or placing an order online using the provided discount code.


By using this program, members can save up to $40 per month (or more through double coupon programs)! Members select the coupons they want so they save money. These savings help pay for this program.


– Members enjoy Jiffy Lube’s® Signature Service Oil Change and ALL other services at specially negotiated fleet discount rates whenever they visit any of the 2,200 participating locations in the USA. Jiffy Lube is committed to fast, quality preventive maintenance services featuring Pennzoil Motor Oil. Jiffy Lube offers other services including tire rotation, air filtration, wiper blade and light replacement, and anti-freeze / coolant exchange services. Members receive a special discount rate of 15% off the regular retail pricing of ALL products and services at participating Jiffy Lube locations.


– Members will receive a savings on all regular priced service and parts at participating MAACO locations. Members receive a 10% discount on all regular priced costs for paint and body labor. This discount does not apply to special or sale prices.
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– Members receive a 10% discount up to $100 on all regular priced costs of transmission service.



Discounted roadside assistance is just a phone call away should a member’s car need any type of automotive help including towing, jump start, flat tire repair, lock-out assistance and more. This benefit is available 24-hours a day, seven days a week.


RAC Benefits Plus members can save money when renting a car. It’s as simple as making a phone call. Participating companies include AVIS, Hertz, National, Alamo and Budget. Members call the toll-free number for their preferred rental car company and make their reservation. Members must have a credit card to be able to rent. When the rental car specialist is provided with the appropriate code, the member will receive the discount when applicable. Savings will vary between 5% – 25% depending on the rental car company and the type of car rented. In some cases, discounts are not applicable with specials or promotional rates.


Members receive 15% off the published lodging rates at participating Choice hotels. Members can choose from almost 4,000 Choice Hotel properties located worldwide, including Comfort Inn, Comfort Suites, Quality, Sleep Inn, Clarion, MainStay Suites, Econo Lodge or Rodeway Inn.



Members receive 15% off when calling
1-800-FLOWERS or going online at
1-800-FLOWERS.com. Members receive personal service 24-hours a day, seven days a week for delivery the same day or any day. There is a 100% satisfaction and freshness guarantee!


Members can order special identification cards to keep and to provide to anyone who cares for their child(ren). Each kit will include 4 cards to complete with the child’s information and picture, 1 ink pad to thumbprint the child and four self laminating cards to protect the information. One card should be kept in the parent’s wallet, one card can be kept in the child’s backpack or diaper bag, and the others can be given to anyone who cares for your child. Additional sets can be ordered for a shipping and handling fee.


RAC Benefits Plus members can save money when visiting their favorite amusement parks and movie theaters. Members complete and mail the order form to order special discount tickets. These passes are just one more way RAC Benefits Plus helps you save money. Tickets are processed and mailed within five working days of receipt of the order form! Request an order form from your RAC store representative.











